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Use or Lose

Dental Insurance benefits: Use them before December 31st or Lose them!

 It’s true. If your dental insurance plan, like most is on a calendar year, you will lose out on all unused benefits after December 31st. Whether you’re paying for dental care through a benefits plan or using an FSA, your current plans will most likely run out on December 31st. Remember, when you buy a plan you and your employer are paying some premium – upfront dollars – that are wasted if you don’t see your dentist. Don’t let your hard-earned dental dollars go to waste.

Monthly Premium:

If you are paying your dental insurance premiums every month, you should be using your benefits. Even if you don’t need any dental treatment, you should always have your regular dental checkup and cleanings to evaluate your oral health. Regular Dental checkup gives your dentist a chance to help prevent and detect any early signs of cavities, gum disease, oral cancer, and other dental problems.

Many dental insurance plans provide coverage for two checkups a year at six-month intervals. Most plans typically pay 100% for preventive visits, so if you have not had one yet, this may be a good time to schedule one.

Schedule an appointment today - Call Trabuco Hills Dentistry at 949 859 1400 or Email

Annual Deductable:

A deductible is a fixed amount you pay once, each year before your insurance company will pay for any services. This fixed, once a year, fee varies from one plan to another. If you’ve used your Dental insurance at all this year, you’ve probably made some progress towards meeting that deductible. In fact, you may have already met it completely. If you need more extensive dental treatments involving multiple visits, the end of the year is the perfect time to get started. This is especially true if you’ve already met your deductible and haven’t hit your annual maximum. Your deductible also starts again when your plan rolls over.


Annual maximum:

Annual maximum is the limit on how much; maximum amount of money, your dental insurance plan will pay for dental work or say dental treatment within a calendar year for each beneficiary of the plan. Any insurance benefits not used within the calendar year will not rollover to the following year, so you should utilize all of the benefits while they are still active. Schedule an appointment today - Call Trabuco Hills Dentistry at 949 859 1400 or Email


Save Money, feel good:

Another good reason to take care of dental work now is to use balance in your flexible spending account (FSA). If you don’t use all of your FSA contributions, whether it’s at the end of the year or a grace period, you lose any money you haven’t spent. There are chances that your dental insurance coverage and benefits may change next year. Use your current benefits before the end of the year, save money and feel hearty and healthy. Schedule an appointment today - Call Trabuco Hills Dentistry at 949 859 1400 or Email Dental Problems Can Worsen By delaying dental treatment, you are risking more extensive and expensive treatment down the road. The best way to avoid dental issues that are expensive, painful, or potentially detrimental to your health is to address dental problems now, which could save you more money, rather than putting off treatment.

Schedule an appointment today - Call Trabuco Hills Dentistry at 949 859 1400 or Email

Routine Checkups:

Getting a regular checkup gives your dentist a chance to review your oral health to make sure problems aren’t developing and ensures optimal oral health. A professionally cleaned and polished teeth can have you leaving the office with a more radiant smile, and confident you.

Schedule an appointment today - Call Trabuco Hills Dentistry at 949 859 1400 or Email

Extensive treatment:

The end of the year is the perfect time to get started, if you need more extensive dental treatments which require multiple visits. This is especially true if you’ve already met your deductible and haven’t hit your annual maximum. We can help create a plan to maximize your benefits by splitting your treatment between this year and next, allowing you to use the un-used benefits you have this year and take advantage of your renewed benefits in the new year. This can be a best approach to use your dental insurance plan coverage in an optimal way.

We offer financing options like Care Credit that can give you the opportunity to spread out-of-pocket costs over a time period that is manageable for you, if you need more assistance with making the costs manageable. Ask us for the details. Schedule an appointment today - Call Trabuco Hills Dentistry at 949 859 1400 or Email

Achieve optimal oral health and the beautiful smile of your dreams.

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